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How does Taler relate to the (European) Electronic Money Directive? Hogyan kapcsolódik a Taler az (európai) elektronikuspénz-irányelvhez?
We believe the European Electronic Money Directive provides part of the regulatory framework a Taler exchange with coins denominated in Euros would have to follow. Úgy véljük, hogy az e-pénzről szóló irányelv és annak nemzeti jogba való átültetése a szabályozási keret egyik eleme, amelyet a Taler-exchange teljesítenie kell ahhoz, hogy euróban történő foglalások feldolgozására képes legyen.
What bank would guarantee the conversion between Taler coins and bank money in regular bank accounts? Melyik bank felelne a Taler érmék és a hagyományos bankszámlákon lévő pénz közötti átváltást?
The exchange would be operated by a bank or in cooperation with a bank, and that bank would hold the funds in escrow. Note that this bank could be a regular bank or a central bank for a centrally banked electronic currency. Regardless, the bank would fall under the respective banking regulations establishing a reason why consumers would have faith in the conversion from Taler coins into regular bank money.
To whom would consumers complain to in case of non-conversion or non-compliance? Kihez fordulhatnak panasszal a fogyasztók az átállás elmaradása vagy meg nem felelés esetén?
From a technical point of view, any exchange is audited by one or more independent auditors. Merchants and consumer wallets will report certain issues automatically to the auditors, but auditors may also provide a method for manual submission of issues. The auditors are expected to make their reports available to the respective regulatory authorities, or even the general public. </p> <p> From a legal point of view, users can always turn to their national authority responsible for settling disputes concerning the management of exchange services. For exchange services conducting business in Germany, this would be the general authority in charge of disputes (<a href="">Universalschlichtungsstelle des Bundes</a>). In addition to this, the European Online Dispute Resolution (see <a href="">ODR</a>) as a platform provided by the European Commission can be called for the settlement of disputes concerning exchange services headquartered in member states of the European Union.
Are there any projects already using Taler?
We are aware of several businesses running exploratory projects or having developed working prototypes. We are also in discussions with several regular banks as well as several central banks about the project. That said, there are currently no products in the market yet, and we believe this would be premature given the state of the project (see also <a href="">our bugtracker</a> for a list of open issues).
Does Taler support recurring payments?
Today, our wallet implementation does not support recurring payments. Recurring payments, where some fixed amount is paid on a regular basis are in theory possible with Taler, but they come with a few caveats. Specifically, recurring payments can only work if the Taler wallet is running and online around the desired time. Furthermore, given their repetitive nature they are linkable, and could thus be used to deanonymize the user making the recurring payment, for example by forcing the user offline at the time of the payment and observing that it does then not happen on time. Finally, the Taler wallet does not work with credit and thus the user would have to make sure to carry a sufficient balance for the recurring payment to be made. Still, they can be useful, and a future version of the Taler wallet will likely support them. But this is not a feature that we are targeting for Taler 1.0. at this time.
GNU Taler: Features


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locale/hu/LC_MESSAGES/messages.po, string 165