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What bank would guarantee the conversion between Taler coins and bank money in regular bank accounts? 哪家銀行可以保證 Taler 貨幣與常規銀行帳戶中的銀行貨幣之間的轉換?
The exchange would be operated by a bank or in cooperation with a bank, and that bank would hold the funds in escrow. Note that this bank could be a regular bank or a central bank for a centrally banked electronic currency. Regardless, the bank would fall under the respective banking regulations establishing a reason why consumers would have faith in the conversion from Taler coins into regular bank money. 交易所將由銀行運營或與銀行合作,該銀行將以託管的方式持有資金。請注意,此銀行可能會是一個普通銀行或是一個集中存入電子貨幣的中央銀行。無論如何,該銀行都將遵循其所屬的銀行法規,這也是消費者可以信任 Taler 貨幣兌換成普通銀行貨幣的原因。
To whom would consumers complain to in case of non-conversion or non-compliance? 如果出現無法兌換或是不遵守規定的情況,消費者該向誰投訴?
From a technical point of view, any exchange is audited by one or more independent auditors. Merchants and consumer wallets will report certain issues automatically to the auditors, but auditors may also provide a method for manual submission of issues. The auditors are expected to make their reports available to the respective regulatory authorities, or even the general public. </p> <p> From a legal point of view, users can always turn to their national authority responsible for settling disputes concerning the management of exchange services. For exchange services conducting business in Germany, this would be the general authority in charge of disputes (<a href="https://www.verbraucher-schlichter.de">Universalschlichtungsstelle des Bundes</a>). In addition to this, the European Online Dispute Resolution (see <a href="http://ec.europa.eu/odr">ODR</a>) as a platform provided by the European Commission can be called for the settlement of disputes concerning exchange services headquartered in member states of the European Union.
Are there any projects already using Taler? 有任何項目已經在使用 Taler 了嗎?
We are aware of several businesses running exploratory projects or having developed working prototypes. We are also in discussions with several regular banks as well as several central banks about the project. That said, there are currently no products in the market yet, and we believe this would be premature given the state of the project (see also <a href="https://gnunet.org/bugs/">our bugtracker</a> for a list of open issues). 我們知道有幾家公司正在開展探索性項目或已開發出可運行的原型。我們也正在與一些正規銀行以及中央銀行討論這個項目。也就是說,目前在市場中尚未有產品,我們也認為這對於此計畫目前的狀態來說言之過早(請一併查看<a href="https://gnunet.org/bugs/">我們的 bugtracker</a> 以檢視未解決問題清單)。
Does Taler support recurring payments? Taler 支援定期付款嗎?
Today, our wallet implementation does not support recurring payments. Recurring payments, where some fixed amount is paid on a regular basis are in theory possible with Taler, but they come with a few caveats. Specifically, recurring payments can only work if the Taler wallet is running and online around the desired time. Furthermore, given their repetitive nature they are linkable, and could thus be used to deanonymize the user making the recurring payment, for example by forcing the user offline at the time of the payment and observing that it does then not happen on time. Finally, the Taler wallet does not work with credit and thus the user would have to make sure to carry a sufficient balance for the recurring payment to be made. Still, they can be useful, and a future version of the Taler wallet will likely support them. But this is not a feature that we are targeting for Taler 1.0. at this time. 我們的錢包應用程式日前不支援定期付款。理論上,Taler 有可能進行定期付款(即定期支付固定金額的付款),但需要注意一些事項。具體來說,只有在 Taler 錢包在所需時間內運行並且在線時,方可使用定期付款。此外,定期付款的重複性質使其為可鏈接的,因此可以被用來對進行定期付款的使用者進行去匿名化處理,例如,通過使得用戶在付款時離線,此使用者在特定時間的付款就不會被按時觀察到。最後,Taler 錢包無法使用信用卡付款,因此用戶必須確保持有足夠的餘額以進行定期付款。儘管如此,這還是有用的,而且 Taler 錢包的未來版本可能會支援這些功能。但這不是我們此時針對 Taler 1.0 的功能。
GNU Taler: Features GNU Taler:功能
GNU Taler is a <span class="tlr">privacy-preserving</span> payment system. Customers can stay anonymous, but merchants can not hide their income through payments with GNU Taler. This helps to <span class="tlr">avoid tax evasion and money laundering</span>. GNU Taler是一個<span class="tlr">保護隱私</span>的支付系統。顧客可以保持他們的匿名性,但商家不能透過 GNU Taler 付款來隱匿他們的收入。這有助於<span class="tlr">防治逃稅與洗錢</span>。
The primary use case of GNU Taler is <span class="tlr">payments</span>; it is <span class="tlr">not meant as a store</span> of value. Payments are always backed by an existing currency. GNU Taler 的主要用途是<span class="tlr">付款</span>;而非<span class="tlr">儲存</span>價值。付款始終以現有貨幣支援。

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Source string location
template/faq.html.j2:160
String age
a year ago
Source string age
2 years ago
Translation file
locale/zh_Hant/LC_MESSAGES/messages.po, string 150