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How does Taler protect my privacy? Taler 如何保護我的隱私?
Your wallet stores digital coins that are <a href="">blindly signed</a> by an exchange. The use of a blind signature protects your privacy as it prevents the exchange from knowing which coin it signed for which customer. 您的錢包中存儲了由交易所<a href="">盲簽名</a>的數位硬幣。由於盲簽名防止交易所得知該錢幣被哪個顧客所簽署,盲簽名可以用來保護您的隱私。
How much does it cost? 這需要花費多少錢?
The Taler protocol allows any exchange to set its own fee structure, allowing operators to set fees for withdrawing, depositing, refreshing or refunding coins. Operators can also charge fees for closing reserves and for (aggregated) wire transfers to merchants. Merchants may choose to cover some of the fees customers incur. Actual transaction costs are estimated around 0.001 cent/transaction (at high transaction rates, amortized over billions of transactions, excluding migration costs). Note that this is an early estimate, details may depend on hosting and backup requirements from the regulator and could thus easily be 10x higher. Taler 協議允許任何交易所設置自己的費用結構,從而允許運營商設置用於提款、存款、刷新或退款硬幣的費用。運營商也可以索取關閉儲備以及(匯總的)電匯給商家的費用。商家可能會選擇支付一些顧客造成的費用。實際的交易成本估計約為 0.001 分/交易(當交易成本較高時,攤銷數十億筆交易,除去遷移費用)。請注意,這是一個早期的估計數字,更多細節可能會取決於管理機關對於託管以及備份的相關要求,因此,這個數字可能會很容易地比預期的高出 10 倍以上。
Does Taler work with international payments? Taler 支持跨國轉帳嗎?
Taler&#39;s wallet supports multiple currencies, but the system currently does not support conversion between currencies. However, in principle an entity that accepts deposits in one currency and allows withdrawals in another currency could be created. Still, the regulatory hurdles in this case tend to be particularly complex. The focus for Taler is on day-to-day payments, so we have no plans to support currency conversion in the near future. Taler 的錢包支持多種貨幣,但系統當前不支持貨幣之間的轉換。雖然原則上可以創建一個實體,接受一種貨幣的存款並允許以另一種貨幣提款,但是這種情況下的監管障礙往往十分複雜。Taler 所著重的是日常的付款,所以我們近期並沒有計畫支持貨幣轉換的功能。
How does Taler relate to the (European) Electronic Money Directive? Taler 與(歐洲)電子貨幣指令有甚麼關係?
We believe the European Electronic Money Directive provides part of the regulatory framework a Taler exchange with coins denominated in Euros would have to follow. 我們認為,《歐洲電子貨幣指令》是以歐元計價的 Taler 交易所必須遵循的監管框架的一部分。
What bank would guarantee the conversion between Taler coins and bank money in regular bank accounts? 哪家銀行可以保證 Taler 貨幣與常規銀行帳戶中的銀行貨幣之間的轉換?
The exchange would be operated by a bank or in cooperation with a bank, and that bank would hold the funds in escrow. Note that this bank could be a regular bank or a central bank for a centrally banked electronic currency. Regardless, the bank would fall under the respective banking regulations establishing a reason why consumers would have faith in the conversion from Taler coins into regular bank money. 交易所將由銀行運營或與銀行合作,該銀行將以託管的方式持有資金。請注意,此銀行可能會是一個普通銀行或是一個集中存入電子貨幣的中央銀行。無論如何,該銀行都將遵循其所屬的銀行法規,這也是消費者可以信任 Taler 貨幣兌換成普通銀行貨幣的原因。
To whom would consumers complain to in case of non-conversion or non-compliance? 如果出現無法兌換或是不遵守規定的情況,消費者該向誰投訴?


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Translation file
locale/zh_Hant/LC_MESSAGES/messages.po, string 160